Swap USDC to USDT
Compare live routes and swap Polygon USDC (USDC) to Tether (USDT) across supported chains — best route first, clearly reviewed.
1 USDC ≈ 1.0004 USDT · updated Aug 6, 2026, 22:28 UTC
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How much is 1 USDC in USDT?
1 Polygon USDC (USDC) is approximately 1.0004 USDT, and 1 Tether (USDT) is approximately 0.999634 USDC. That is derived from spot prices of $0.9996 per USDC and $0.9993 per USDT, updated Aug 6, 2026, 22:28 UTC.
It is a reference rate, not a quote. What you actually receive depends on the size of your swap, the depth of the pools it routes through, the network fee and the slippage you allow. SwapRoute queries every capable provider in parallel and ranks the results by net USDT received, so the figure in the swap box reflects a real executable route rather than a mid-market price.
USDC / USDT conversion rates
Approximate exchange rates between these assets, refreshed hourly.
USDC to USDT
| Amount (USDC) | USDT |
|---|---|
| 100 USDC≈ $99.96 | 100.0366 USDT |
| 500 USDC≈ $499.82 | 500.1829 USDT |
| 1,000 USDC≈ $999.64 | 1,000.37 USDT |
| 5,000 USDC≈ $4,998.21 | 5,001.83 USDT |
| 10,000 USDC≈ $9,996.41 | 10,003.66 USDT |
| 50,000 USDC≈ $49,982 | 50,018.29 USDT |
Updated Aug 6, 2026, 22:28 UTC
USDT to USDC
| Amount (USDT) | USDC |
|---|---|
| 100 USDT≈ $99.93 | 99.9634 USDC |
| 500 USDT≈ $499.64 | 499.8172 USDC |
| 1,000 USDT≈ $999.28 | 999.6344 USDC |
| 5,000 USDT≈ $4,996.38 | 4,998.17 USDC |
| 10,000 USDT≈ $9,992.76 | 9,996.34 USDC |
| 50,000 USDT≈ $49,964 | 49,981.72 USDC |
Updated Aug 6, 2026, 22:28 UTC
Rates are indicative spot prices for reference only. The amount you actually receive depends on the route, liquidity, network fees and slippage at the moment you sign — the swap box above shows the live quote and the exact minimum received.
How USDC to USDT swaps work
Swapping Polygon USDC to Tether means routing through the venue that gives you the strongest available path. SwapRoute queries multiple aggregators under the hood, normalises every quote, and ranks them by net received, reliability and speed.
Native USDC liquidity on Polygon.
The most widely-used US-dollar stablecoin.
When USDC and USDT live on different chains, the best route may bridge between networks; SwapRoute shows the route and the minimum you’ll receive so there are no surprises at signing.
USDC is available on
Ethereum
Optimism
BNB
Polygon
Mantle
Base
Arbitrum
Avalanche
Linea
ScrollUSDT is available on
EthereumOptimismBNBPolygonMantleBaseArbitrumAvalancheLineaScrollFAQ
USDC to USDT — FAQ
How do I swap USDC to USDT?
Connect a wallet, confirm the prefilled USDC → USDT route, enter an amount, and review the best route. SwapRoute compares live quotes and shows route details and minimum received before you sign.
How long does a USDC to USDT swap take?
Same-chain swaps usually settle in well under a minute. Cross-chain USDC → USDT routes typically take 2–8 minutes depending on the bridge and network conditions — the estimate is shown on the route card.
Can I choose a different USDC to USDT route?
Yes. When multiple routes are available, you can review the alternatives and pick the path you prefer before signing.
Can I send USDT to a different wallet?
Yes — set any recipient address on the destination chain in the swap box. We ask you to confirm it, since cross-chain transfers can’t always be reversed.