Swap USDT to USDC
Compare live routes and swap Tether (USDT) to Polygon USDC (USDC) across supported chains — best route first, clearly reviewed.
1 USDT ≈ 0.999669 USDC · updated Aug 7, 2026, 16:30 UTC
Swap
How much is 1 USDT in USDC?
1 Tether (USDT) is approximately 0.999669 USDC, and 1 Polygon USDC (USDC) is approximately 1.0003 USDT. That is derived from spot prices of $0.9993 per USDT and $0.9997 per USDC, updated Aug 7, 2026, 16:30 UTC.
It is a reference rate, not a quote. What you actually receive depends on the size of your swap, the depth of the pools it routes through, the network fee and the slippage you allow. SwapRoute queries every capable provider in parallel and ranks the results by net USDC received, so the figure in the swap box reflects a real executable route rather than a mid-market price.
USDT / USDC conversion rates
Approximate exchange rates between these assets, refreshed hourly.
USDT to USDC
| Amount (USDT) | USDC |
|---|---|
| 100 USDT≈ $99.93 | 99.9669 USDC |
| 500 USDT≈ $499.66 | 499.8344 USDC |
| 1,000 USDT≈ $999.33 | 999.6688 USDC |
| 5,000 USDT≈ $4,996.65 | 4,998.34 USDC |
| 10,000 USDT≈ $9,993.29 | 9,996.69 USDC |
| 50,000 USDT≈ $49,966 | 49,983.44 USDC |
Updated Aug 7, 2026, 16:30 UTC
USDC to USDT
| Amount (USDC) | USDT |
|---|---|
| 100 USDC≈ $99.97 | 100.0331 USDT |
| 500 USDC≈ $499.83 | 500.1657 USDT |
| 1,000 USDC≈ $999.66 | 1,000.33 USDT |
| 5,000 USDC≈ $4,998.30 | 5,001.66 USDT |
| 10,000 USDC≈ $9,996.60 | 10,003.31 USDT |
| 50,000 USDC≈ $49,983 | 50,016.57 USDT |
Updated Aug 7, 2026, 16:30 UTC
Rates are indicative spot prices for reference only. The amount you actually receive depends on the route, liquidity, network fees and slippage at the moment you sign — the swap box above shows the live quote and the exact minimum received.
How USDT to USDC swaps work
Swapping Tether to Polygon USDC means routing through the venue that gives you the strongest available path. SwapRoute queries multiple aggregators under the hood, normalises every quote, and ranks them by net received, reliability and speed.
The most widely-used US-dollar stablecoin.
Native USDC liquidity on Polygon.
When USDT and USDC live on different chains, the best route may bridge between networks; SwapRoute shows the route and the minimum you’ll receive so there are no surprises at signing.
USDT is available on
Ethereum
Optimism
BNB
Polygon
Mantle
Base
Arbitrum
Avalanche
Linea
ScrollUSDC is available on
EthereumOptimismBNBPolygonMantleBaseArbitrumAvalancheLineaScrollFAQ
USDT to USDC — FAQ
How do I swap USDT to USDC?
Connect a wallet, confirm the prefilled USDT → USDC route, enter an amount, and review the best route. SwapRoute compares live quotes and shows route details and minimum received before you sign.
How long does a USDT to USDC swap take?
Same-chain swaps usually settle in well under a minute. Cross-chain USDT → USDC routes typically take 2–8 minutes depending on the bridge and network conditions — the estimate is shown on the route card.
Can I choose a different USDT to USDC route?
Yes. When multiple routes are available, you can review the alternatives and pick the path you prefer before signing.
Can I send USDC to a different wallet?
Yes — set any recipient address on the destination chain in the swap box. We ask you to confirm it, since cross-chain transfers can’t always be reversed.